:root{
  --navy:#0B1D3A; --navy2:#0F1E36; --card:#13294A; --slate:#3A4A64;
  --cyan:#0F87C3; --cyan2:#3AA0D6; --gold:#D4AF37; --gold2:#E8C766;
  --green:#2E9A63; --green2:#4FCB8B; --paper:#F4F7FB; --lgray:#DEE6F0;
  --ink2:#9FB2CC; --inklt:#C6D2E5; --muted:#8A93A5; --ink:#17263F; --white:#fff;
  --foot:#6D7F9C;
  --serif:'Cambria','Georgia',serif; --sans:'Calibri','Segoe UI',system-ui,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--serif);font-weight:700;line-height:1.14;letter-spacing:-.01em}
h1 em,h2 em{font-style:italic;color:var(--cyan)}
.wrap{max-width:1060px;margin:0 auto;padding:0 24px}
.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden;padding:26px 0 64px}
.hero::after{content:"";position:absolute;right:-160px;top:-120px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(15,135,195,.18),transparent 62%);pointer-events:none}
.hero .wrap{position:relative;z-index:2}
.topbar{display:flex;align-items:center;justify-content:space-between;padding:6px 0 40px}
.brand .mark{font-family:var(--serif);font-weight:700;font-size:1.15rem;color:#fff;letter-spacing:.2px}
.brand{display:flex;align-items:center;gap:14px}
.brand-logo{height:38px;width:auto;max-width:min(380px,70vw);object-fit:contain;display:block}
.brand .mark span{color:var(--gold)}
.tag{font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold2)}
.herogrid{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:start}
.hero h1{font-size:clamp(2.1rem,4.6vw,3.3rem);margin-bottom:20px}
.hero .lede{font-size:1.12rem;color:var(--inklt);max-width:52ch;margin-bottom:34px}
.steps{list-style:none;counter-reset:step;display:flex;flex-direction:column;gap:16px;max-width:52ch}
.steps li{counter-increment:step;position:relative;padding-left:52px;font-size:1.02rem;color:var(--inklt)}
.steps li::before{content:counter(step);position:absolute;left:0;top:-2px;width:34px;height:34px;border-radius:50%;background:rgba(212,175,55,.14);border:1.5px solid var(--gold);color:var(--gold2);font-family:var(--serif);font-weight:700;font-size:1rem;display:flex;align-items:center;justify-content:center}
.steps li b{color:#fff}
.formcard{background:#fff;border-radius:18px;padding:30px 28px;box-shadow:0 24px 60px rgba(0,0,0,.34);color:var(--ink)}
.formcard h2{font-size:1.5rem;color:var(--navy);margin-bottom:6px}
.formcard .fintro{font-size:.94rem;color:var(--slate);margin-bottom:20px}
.field{margin-bottom:14px}
.field label{display:block;font-size:.82rem;font-weight:700;color:var(--navy);margin-bottom:5px}
.field label .req{color:var(--cyan)}
.field input{width:100%;padding:12px 14px;border:1.5px solid var(--lgray);border-radius:9px;font-family:var(--sans);font-size:1rem;color:var(--ink);transition:border-color .15s}
.field input:focus{outline:none;border-color:var(--cyan)}
.field input.invalid{border-color:#A83232;background:rgba(168,50,50,.04)}
.field .field-error{display:none;margin-top:6px;font-size:.8rem;line-height:1.45;color:#A83232;font-weight:700}
.field .field-error.show{display:block}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.consent{display:flex;gap:10px;align-items:flex-start;margin:16px 0 18px;font-size:.85rem;color:var(--slate);line-height:1.45}
.consent input{margin-top:3px;flex-shrink:0;width:16px;height:16px;accent-color:var(--cyan)}
.btn-submit{width:100%;background:var(--gold);color:var(--navy);border:none;border-radius:10px;padding:15px;font-family:var(--sans);font-weight:700;font-size:1.05rem;cursor:pointer;transition:transform .15s,box-shadow .15s;box-shadow:0 8px 22px rgba(212,175,55,.34)}
.btn-submit:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(212,175,55,.44)}
.btn-submit:disabled{opacity:.6;cursor:default;transform:none}
.gate-error{display:none;margin-top:14px;padding:11px 14px;background:rgba(168,50,50,.08);border-left:3px solid #A83232;border-radius:8px;font-size:.85rem;color:#A83232;line-height:1.5}
.gate-error.show{display:block}
.formnote{font-size:11px;color:var(--muted);line-height:1.5;margin-top:14px}
.success{display:none;text-align:center;padding:20px 6px}
.success.show{display:block}
.success .ic{width:56px;height:56px;border-radius:50%;background:rgba(46,154,99,.12);border:2px solid var(--green);color:var(--green);font-size:1.7rem;display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.success h3{font-size:1.35rem;color:var(--navy);margin-bottom:10px}
.success p{font-size:.95rem;color:var(--slate);max-width:40ch;margin:0 auto}
section.block{padding:66px 0}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--cyan);margin-bottom:10px;text-align:center}
.block h2{font-size:clamp(1.7rem,3.4vw,2.4rem);color:var(--navy);text-align:center;margin-bottom:14px}
.block .sub{text-align:center;color:var(--slate);max-width:64ch;margin:0 auto 40px;font-size:1.06rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.vcard{background:#fff;border:1px solid var(--lgray);border-radius:14px;padding:24px 22px;transition:transform .15s,box-shadow .15s}
.vcard:hover{transform:translateY(-3px);box-shadow:0 14px 32px rgba(120,140,170,.16)}
.vcard h3{font-size:1.14rem;color:var(--navy);margin-bottom:8px}
.vcard p{font-size:.94rem;color:var(--slate)}
.vcard .vi{width:38px;height:3px;background:var(--gold);border-radius:3px;margin-bottom:14px}
.steps-lg{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:bigstep}
.bigstep{position:relative;background:var(--paper);border:1px solid var(--lgray);border-radius:14px;padding:28px 24px}
.bigstep .num{counter-increment:bigstep;font-family:var(--serif);font-size:2.4rem;font-weight:700;color:var(--gold);line-height:1;margin-bottom:10px}
.bigstep .num::before{content:counter(bigstep)}
.bigstep h3{font-size:1.16rem;color:var(--navy);margin-bottom:7px}
.bigstep p{font-size:.94rem;color:var(--slate)}
.disc{background:var(--navy);color:var(--ink2);padding:40px 0}
.disc p{max-width:82ch;margin:0 auto;text-align:center;font-size:.82rem;line-height:1.7}
footer.site-footer{background:var(--navy2);color:var(--foot);text-align:center;padding:26px 0;font-size:.85rem}
@media(max-width:860px){.herogrid{grid-template-columns:1fr;gap:36px}.cards{grid-template-columns:1fr 1fr}.steps-lg{grid-template-columns:1fr}.topbar{flex-direction:column;align-items:flex-start;gap:6px;padding:6px 0 28px}.topbar .tag{font-size:10px}}
@media(max-width:560px){.cards{grid-template-columns:1fr}.row2{grid-template-columns:1fr}.topbar{align-items:center;text-align:center}}